Privacy Policy

Last updated: July 2026

Calculator Data (Privacy First)

All calculators on Tool4Business run entirely in your browser using JavaScript. No data you enter into any tool is ever sent to any server, stored, or shared. Your financial and operational information stays on your device and disappears when you close the page.

Google AdSense

We use Google AdSense to display advertisements on this website. AdSense uses cookies (including the DoubleClick cookie) to serve relevant ads based on your visits to this site and other websites across the internet.

• Google may use information about your browsing behavior to personalize ads.
• You can opt out of personalized advertising by visiting Google's Ads Settings page.
• You can also opt out of third-party cookies used for interest-based advertising via the Network Advertising Initiative opt-out page.

Google Analytics

We use Google Analytics to understand how visitors use our site. Google Analytics collects anonymized data such as pages visited, time spent, and browser type. This data helps us improve the site. Google Analytics uses cookies to track this information. You can learn more about how Google handles data at How Google uses data when you use our partners' sites.

Cookie Consent

When you first visit Tool4Business, you will see a cookie consent banner. AdSense and Analytics scripts only load after you accept cookies. If you reject, no tracking or advertising scripts run. You can change your preference at any time by clearing your browser's local storage.

Types of Cookies Used

• Ad personalization cookies (DoubleClick / Google AdSense) — used to show relevant ads
• Analytics cookies (_ga, _gid, _gat) — used to count visits and understand site usage
• Local storage — used to remember your currency preference and consent choice

Third-Party Services

We use the following third-party services, each governed by its own privacy policy:

• Google AdSense — for advertising (Privacy Policy)
• Google Analytics — for usage analytics (Privacy Policy)
• FlagCDN — for currency flag images (no cookies, public CDN)

Data Security

Because calculator data never leaves your browser, there is zero risk of data breach for the information you enter into our tools. For the limited data processed by third-party services (AdSense, Analytics), Google's security measures apply.

Your Rights (GDPR / CCPA)

Depending on your jurisdiction, you may have the right to:

• Opt out of personalized advertising (via Google Ads Settings)
• Delete or disable cookies through your browser settings
• Request information about data collected by third-party services

Changes

If this policy changes, we will update this page. The "Last updated" date above reflects the most recent revision.

Contact

Questions about this privacy policy? Visit our Contact page.